Brand new home.
Same thoughtful planning.

New construction can be an option for a first-time buyer. Compare the full purchase, not just the advertised incentive.

Talk about representation early

Discuss representation with Jovany before visiting a builder’s sales office or registering online. Ask each builder about its agent registration rules and review representation terms before signing.

Read the incentive details

Ask whether a promotion requires a preferred lender or title company, a particular loan type, a specified closing date or an eligible inventory home. A temporary rate buydown is different from a permanent rate reduction. Compare Loan Estimates and ask what the payment becomes after any temporary benefit ends.

Budget for the completed home

Ask for taxes based on the completed property rather than the lot alone. Verify applicable special districts, HOA fees, insurance and costs for features that may not be included, such as blinds, appliances, fencing or landscaping.

Confirm the contract and inspections

Review completion expectations, deposits, change orders, warranties and delay provisions. Ask about independent inspection opportunities and the process for addressing findings. New does not mean that inspections are unnecessary.

Builder incentives, prices and availability change. Contact Jovany to compare currently available options; no specific rate, incentive or payment is promised on this website.

Educational guidance, reviewed November 3, 2026. Program terms and eligibility can change. Jovany provides real estate representation; lenders determine mortgage eligibility.